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See "My Special Offers" All agents are NOT alike! Call me: 513-403-5323.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Scott, 6 months... ...Scott, much older
Meet Scott Baker, ABR e-Pro
Realtor  My office is convienantly located just off I-75 in West Chester, Ohio. We have 87 realtors at the West Chester/Tri-County Regional office. As well as being the # 1 Realtor(second year in a row) in my office of 87 agents, you will find that I am knowledgeable in all of the North Cincinnati areas. Not only am I an ABR (Accredited Buyer’s Representative), I am also an e-Pro. An e-Pro Realtor has completed the extensive training program endorsed by the National Association of Realtors. An e-Pro Realtor has the training and expertise needed to assist the consumer in this fast-paced age of technology. Now that we are past all of that....this is a great business. I have a lot of fun helping my clients buy and sell homes. I work a ton of hours, but when you enjoy what you do, it doesn't seem like work. So when you need to buy or sell real estate, or are just thinking about buying or selling and just have a question, give me a call or shoot me an e-mail.
Thank you, Scott ps. please tell others about me, I'm always looking for new business There is a difference in Realtors. Call or email me anytime! Real Estate License #425067
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Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
Where is the world's oldest castle located?
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| A |
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories. |
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- NUMBER1EXPERT™ 
