Scott, 6 months... ...Scott, much older
Meet Scott Baker, ABR e-Pro Realtor  My office is convienantly located just off I-75 in West Chester, Ohio. We have 87 realtors at the West Chester/Tri-County Regional office. As well as being the # 1 Realtor(second year in a row) in my office of 87 agents, you will find that I am knowledgeable in all of the North Cincinnati areas. Not only am I an ABR (Accredited Buyer’s Representative), I am also an e-Pro. An e-Pro Realtor has completed the extensive training program endorsed by the National Association of Realtors. An e-Pro Realtor has the training and expertise needed to assist the consumer in this fast-paced age of technology. Now that we are past all of that....this is a great business. I have a lot of fun helping my clients buy and sell homes. I work a ton of hours, but when you enjoy what you do, it doesn't seem like work. So when you need to buy or sell real estate, or are just thinking about buying or selling and just have a question, give me a call or shoot me an e-mail. Thank you, Scott ps. please tell others about me, I'm always looking for new business There is a difference in Realtors. Call or email me anytime! Real Estate License #425067 
Please Sign Up For The Latest Listings and the Latest Real Estate News
 |
Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
|
 |
| Q |
Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?
|
| A |
George Washington, the first President of the United States. |
See More Real Estate Trivia > |
|
|
|